Buyer Process
In a person’s lifetime, there is no greater accomplishment than being able to purchase a home of your own. You’ve been responsible and saved for a down payment, and maybe even conducted an initial search to get a better idea of where you want to put down roots. But, there are many other hurdles to navigate during the home-buying process that you may not have considered, like; appraisals, inspections, competing offers and the loan closing, just to name a few. During this process, you will likely cross paths with several agents, either from direct listings or through a firm’s website. While these avenues are all fine, the best way to find an agent is still good old-fashioned “word of mouth”. Talk with your friends and family that have recently purchased a home. Did their agent do a phenomenal job (not just an “okay” job) at staying in touch throughout the entire process? Did they go to bat for their clients when it came time to submit a competing offer? Did they walk them through the steps for finding financing and closing the deal? Did they go above and beyond by offering information about local moving companies, child-care, pet grooming services and other needs in the area where you are relocating? These are all signs of a loyal and dedicated agent, someone that is committed to assisting you from start to finish as you embark on this exciting journey, and that is what Fit is all about!
Communication is key in the purchasing process: your phenomenal agent will anticipate questions before you have the chance to ask them. Do your research to find that agent and make an informed decision, to ensure the best experience possible.
Get pre-approved: after you’ve found an agent you feel confident in, you may need a loan. If so, your phenomenal agent will then assist you in getting pre-qualified through a reputable lending institution. Use our helpful Mortgage Tools to calculate some examples of financing scenarios.
You’re approved for financing, now the fun begins: you and your phenomenal agent can now start looking for the perfect fit! Save time by utilizing MLS and other websites to conveniently and efficiently find homes that work within your preferred location and price range. Then, your phenomenal agent can conduct more thorough research and schedule times to view your favorites, sparing you the hassle of driving around aimlessly!
You’ve found “the one”, it’s time to take action: you’re already pre-qualified, so that puts you ahead of the game! When negotiations are complete, the due-diligence process gets underway. This is the “investigative” step to ensure your new home is everything you’ve dreamt of (and not a house of horrors). Your phenomenal agent will walk you through the process and arrange for inspections, surveys, needed repairs, and anything else required by your lender for final purchase approval. Then it’s off to the attorney to finalize the deal and move into your “Home Sweet Home”!
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